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HVAC Maintenance Plans vs. Home Warranties: Which Is Better?

When you purchase a new HVAC system, you may be wondering whether to get a maintenance plan or a home warranty. While both options can give you benefits down the road, there are significant differences in the service and coverage of each.

1. Cleaning and Checkups

Maintenance plans have free cleaning built into the plan every six months. A qualified technician will perform this professional cleaning, as well as the thorough tune-up. Home warranties don’t offer this service, and they may refuse to cover repairs if your system hasn’t been maintained on a regular basis.

2. Discounts on Repairs and Parts

The home warranty company will often charge you above what has been estimated from the HVAC company, as a way to make a larger profit. They also may not cover the service you need, which leaves you financially responsible for the repairs. Maintenance plans often offer discounts on repairs and parts, because they see their enrolled customers as VIPs.

3. Lower Utility Bills

Regular HVAC maintenance can keep your utility bills low because your system will continue to run smoothly. Studies have shown that HVAC systems that get regular tune-ups are able to maintain up to 95 percent of their original efficiency. When systems don’t get regular maintenance, dirt, dust and mold can build up, all of which harm the system and pollute your indoor air.

4. Priority Scheduling for Repairs

When you call a home warranty company for repairs, there is a good chance that you’ll have to wait quite a long time for service, and there is no incentive for these companies to serve their customers quickly. Those enrolled in maintenance plans through their HVAC company are usually given priority over others, which means you can most likely get service the same day you call.

5. Trustworthy Service

With a home warranty, you can’t choose which company you want to handle the repairs. You may get an untrustworthy company that tries to charge you additional money for the same service. Service performed through a maintenance plan is carried out through your own HVAC company, so you’ll know you’re getting service you can trust.

There are many factors to consider when deciding between a home warranty and a maintenance plan. For many, maintenance plans are less hassle and offer greater peace of mind.

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